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Estonia Travel Insurance
Estonia, officially called the Republic of Estonia, is a country in Northern Europe. Nestled on the Baltic shores, the country is a magnificent example of how historically and culturally diverse European tourism can be. If you would like to witness and explore the evergreen mediaeval charm of Europe, from quaint cities to acres of lush greenery, consider Estonia for your next international vacation from India. Also, while planning for the trip, don’t forget to invest in an Estonia travel insurance policy to keep your journey secured against unfortunate incidents.
Besides charming towns and densely forested land, there’s a lot more to see and experience in Estonia. In this article, we will go over Estonia travel insurance and Estonia tourism in great detail.
Key Features of Travel Insurance For Estonia
Here is a list of some of the important features of Estonia travel insurance:
| Key Features | Details |
| Maximum coverage | Offers coverage against various unforeseen events, like medical, travel and baggage-related emergencies. |
| Constant support | Round-the-clock assistance via 24x7 customer care support and in-house claim settlement. |
| Easy cashless claims | Offers cashless claims benefits accessible through multiple network hospitals. |
| COVID-19 coverage | Coverage for hospitalisation expenses caused by COVID-19. |
| Massive cover amount | Extensive coverage ranges from $ 50K to $ 500K. |
Types of Travel Insurance for Estonia
The type of travel insurance you choose for Estonia should be based on your travel requirements. Here are the main choices that are offered;
Individual travel insurance for Estonia
For the solo wanderers and thrillseekersThis type of international travel insurance covers solo travellers against medical, baggage and travel-related contingencies.
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Family travel insurance for Estonia
For families travelling togetherThis type of international travel insurance offers coverage to multiple members of a family during a trip under a single policy.
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Student travel insurance for Estonia
For individuals accomplishing their dreamsThis type of international travel insurance is designed to offer coverage to students travelling abroad for education-related purposes.
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Frequent flyer travel insurance for Estonia
For the ones flying frequentlyThis policy will help secure multiple trips under one international travel insurance plan within a specified period.
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Senior citizen travel insurance for Estonia
For the ones who are forever youngThis type of plan is designed to offer coverage to senior citizens during their international holidays.
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Benefits of Buying Estonia Travel Insurance Plan
Estonia travel insurance can help you in your time of need in a foreign land if you come across any insured peril. Here are some useful perks of investing in travel insurance for Estonia;
1
Covers emergency medical costs
One of the main advantages of having Estonia travel insurance is that it covers the expenses related to medical emergencies, like OPD treatment, hospitalisation, room rent, etc., in a foreign land during the journey.
2
Assists in case of non-medical emergencies
The Estonia travel insurance also covers a wide range of non-medical hassles that may happen during the trip, like flight cancellation, personal liability, loss of checked-in baggage, etc.
3
Keeps you financially secured
The financial coverage provided under Estonia travel insurance makes sure that you can handle unforeseen events easily, without breaking the bank.
4
Keeps your trip smooth-flowing
Dealing with unfortunate medical and non-medical emergencies on the trip without proper coverage can be tricky. Estonia travel insurance helps you in such scenarios, keeping your journey hassle-free.
5
Offers cashless benefits
In addition to suitable reimbursements, you can also benefit from cashless treatment with Estonia travel insurance. This way, you can get prompt medical care during an emergency without worrying about securing funds for the treatment.
6
Provides constant support
With Estonia travel insurance, you will never feel stranded in a foreign land. You can get the necessary customer support and assistance through our 24x7 support team.
What's Covered under Travel Insurance for Estonia from India?
Here are some of the things that are usually covered under travel insurance for Estonia from India:
Medical Emergency-Related Expenses
Our policy covers the costs related to medical emergencies, so you don’t have to break your pocket during your trip.
Dental Emergency-Related Expenses
Estonia travel insurance also covers the expenses related to dental emergencies that you may face.
Medical Evacuation
In case of medical emergencies that require immediate care, our policy helps by covering the expenses related to air/land medical evacuation to the nearest healthcare centre.
Hospital Daily Cash Allowance
Our policy also helps you to take care of petty hospitalisation-related expenses, so you don’t have to exceed your travel budget.
Medical And Body Repatriation
In the tragic event of death, our policy will be responsible for covering the expense of transferring one’s mortal remains to one's home country.
Accidental Death
In the unfortunate event of accidental death while travelling, our policy will offer a lump-sum compensation to your family.
Permanent Disablement
To ease your burden if an unforeseen occurrence results in permanent disability, the policy will offer you a lump sum compensation.
Personal Liability
If you find yourself responsible for third-party damage in a foreign country, our policy will make it simple for you to compensate for those losses.
Financial Emergency Assistance
In case you experience a cash crunch caused by theft or robbery, our policy will help facilitate emergency fund transfers from India.
Hijack Distress Allowance
In case your flight gets hijacked, we will do our part by offering compensation for the distress it causes you while the authorities handle the situation.
Flight Delays
Our Estonia travel insurance offers a reimbursement feature that will help you cover the expenses related to essential purchases arising out of a flight delay.
Hotel Accommodations
In case you need to extend your hotel stay due to a medical emergency, our policy will cover those additional expenses.
Loss Of Baggage And Personal Documents
You will be covered for the expense of replacing lost or stolen personal documents and belongings with our Estonia travel insurance.
Loss Of Checked-In Baggage
Our policy will offer you compensation in case of loss of checked-in baggage. So, don’t worry about spending your Estonia trip in the absence of your essentials.
Delay Of Checked-In Baggage
In case your check-in baggage gets delayed, our policy will cover the essential purchases while things get sorted.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
What's Not Covered Under Travel Insurance for Estonia from India
Your travel insurance for Estonia from India policy may not offer coverage for:
Breach of Law
Sickness or health-related issues as a result of terrorism, war or breach of the law.
Consumption of Intoxicants substances
Complications caused as a result of the use of banned or illegal substances.
Pre existing diseases
Pre-existing diseases and their related complications.
Self Inflicted Injury
Hospitalisation costs or health complications arising from self-inflicted injuries or suicide attempts.
Adventure activities
Injuries or complications as a result of participating in adventure sports.
How to Buy Travel Insurance Policy for Estonia Online?
If you want to buy travel insurance online for Estonia, the following are the steps that you need to follow:
1. Visit the official HDFC ERGO International Travel Insurance website.
2. Find the “Buy Now” button and click on it.
3. Enter the required details like trip type, total travellers and their respective age, and hit “Continue”.
4. Provide the name of the country you are planning on visiting, which in this case is Estonia, along with the dates of departure and return and press next.
5. Enter your contact details, such as your name, email and phone number, on the pop-up window and click “View Quote”.
6. Choose from the available plans, select “Buy”, and enter the verification code to move on to the next window.
7. Follow up with the additional information required by the policy and complete the online payment.
8. Upon successful payment completion, your travel insurance policy will be issued and sent to the inbox you provided.
Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.
Interesting Facts About Estonia
| Category | Details |
| Land of Islands | Estonia has a diverse geography and is home to over 2000 islands. |
| Greenery | Estonia is one of Europe’s least densely populated countries, making it an ideal place for nature enthusiasts. Over 50% of the country’s total land is covered by forests. |
| Heritage sites | Estonia is home to two UNESCO World Heritage Sites, namely Tallinn’s Old Town and the Struve Arc. Both these sites are massively popular among tourists visiting the country. |
| Free public transportation for locals | Tallinn in Estonia offers free public transportation for registered residents, which includes transfers by bus, tram, train, ferry, etc. |
| Clean air | Estonia is one of the top countries to have some of the cleanest air in the world. Tourists thus love to visit Estonia for a detox from their city life, thanks to its greenery and air purity. |
| Online voting | Estonia introduced online voting for its citizens back in 2005, making it the first country in the world to ever do so. |
Documents Required for the Estonia Tourist Visa
Estonia is part of the Schengen Agreement hence the documents you would need to submit when applying for an Estonia tourist visa are as follows;
1. A valid passport,
2. A couple of recent passport-sized colour photographs (35mm x 40mm),
3. A duly filled and signed Estonia tourist visa form,
4. 10 fingerprints of the applicant,
5. The visa fee,
6. Proof of accommodation,
7. Proof of sufficient financial means,
8. Proof of confirmed return ticket,
9. A valid travel medical insurance,
10. Any additional documents (if required).
Best Time To Visit Estonia
Similar to choosing the right Estonia travel insurance, picking the correct time for the trip is also essential if you want to enjoy the best experiences that the land has to offer without any hassle. In general, the time period between late May and August is considered an ideal time to visit Estonia for tourism purposes. The summer season in Estonia starts in June and ends in August. Though the days stay dry and a bit on the hotter side, you can expect infrequent rainfall and chilly nights from time to time.
After Summer, Autumn arrives in Estonia. It takes up the months of September, October, and mid-November, and brings a cooler overall temperature to the region. It is a great time to visit Estonia if you want to witness its natural beauty wrapped in colours of gold and brown. Around late November, winter enters, bringing lower temperatures, snowfall, and shorter days to the region. If snow-covered landscapes and frozen lakes and rivers are your cup of tea, you will love visiting Estonia during winter. This continues up till the end of March, after which the Spring sneaks in. This season covers the months from April to late May or early June. You can find Estonia travel insurance for any month on HDFC ERGO.
All Year-Round Essentials for Estonia
Here’s an essentials list for Estonia’s seasonal weather and outdoor explorations:
• Layered Clothing - Estonia has cool summers and cold winters, so pack layers—light for summer, warm coats for winter.
• Waterproof Jacket - Rain is common year-round, especially in autumn, so a waterproof jacket is essential.
• Comfortable Walking Shoes - Estonia’s cobblestone streets and nature trails require sturdy and comfortable shoes.
• Winter Accessories - For winter travel, pack gloves, a hat, and a scarf to stay warm in freezing temperatures.
• Power Adapter - Estonia uses the European plug (Type C or F), so bring an adapter if needed.
• Reusable Water Bottle - Tap water is safe to drink, so a reusable bottle is convenient for staying hydrated.
• Swimwear - Swimwear can come in handy during summers to enjoy the country's lakes and beaches.
• Travel Insurance - Make sure your insurance covers outdoor activities and any potential health emergencies.
Estonia Safety And Precautionary Measures To Be Undertaken
Though Estonia is a relatively safe country for tourism in Europe, there are a few general safety and precautionary measures that tourists should undertake to keep their trip free of any issues, such as;
• Instances of violent crimes towards travellers in Estonia are very rare, however, petty crimes may happen. So, use your common sense when travelling and be aware of your surroundings.
• Card frauds in major tourist-focused areas tend to happen in Estonia, so be aware of it and keep an eye on any possible scams.
• When using public transportation, make sure you keep your belongings secured.
• Avoid using public WiFi in locations you are unsure about, especially for admin transactions.
• When visiting a bar or pub in Estonia, make sure not to keep your drinks out of sight. It can increase the risk of drink spiking.
• If you are using a rental vehicle in Estonia, make sure to get proper insurance.
• Drink water only from sealed bottles.
• Purchase Estonia travel insurance to stay financially secure against unforeseen troubles that may happen during the trip.
List of International Airports
| City | Airport Name |
| Tallinn | Lennart Meri Tallinn Airport |
Let travel insurance handle the additional expenses caused by extended hotel stays due to medical emergencies. Click here to learn more!
Popular Destinations in Estonia
Estonia doesn’t have any shortage of renowned tourist sites and destinations when it comes to sightseeing and exploration. Here are some popular names that are worth adding to your trip itinerary;
1
Tallinn
Tallinn is Estonia’s capital and most populous city. Being the country’s main cultural, governmental, industrial and financial hub, it is no surprise that this city welcomes a massive number of visitors every year. Moreover, Tallinn is drenched in culture and history and is home to some of Estonia’s most pristine tourist attractions. During your visit to Tallinn, be sure to check out Tallinn Old Town, Alexander Nevsky Cathedral, Tallinn Town Hall, Toompea Loss, Kadriorg Park, Kadriorg Palace, etc.
2
Tartu
After Tallinn, Tartu secures its name on the list as the second-largest city in Estonia. Considered the intellectual hub of the country, Tartu is revered for its close ties to the regional culture, remarkable architecture, vibrant parks and exuberant nightlife scene. There’s a lot to experience in Tartu during a visit, like Rathaus Tartu, Dom von Tartu auf dem Domberg, Botanischer Garten Tartu, Kissing Students Statue, etc.
3
Lahemaa National Park
Lahemaa National Park is one of Estonia’s most recognisable and visited tourist attractions. Covering a massive area of 747 square kilometres, it is the country’s largest park as well as one of the biggest national parks on the continent. The impressive flora and fauna, scenic views of the coastline and the tranquil atmosphere of the park make it a must-visit location.
4
Saaremaa
Located in the Baltic Sea, Saaremaa is an island in Estonia. It is the country’s largest and most populous island, housing over 30,000 residents. The things that make Saaremaa a renowned tourist landmark in the country are its stunning sceneries, pristine beaches, rural vibes and rich history. During your visit to Saaremaa in Estonia, be sure to engage in fun activities like cycling, swimming, kayaking, hiking, etc. Also, check out popular places on the island like the Yugu Cliff, Kaali Meteorite Crater, Ruins of the Maasai Order Castle, Kuressaare Castle, Kiipsaare Lighthouse, etc.
5
Parnu
Parnu is another popular tourist destination in Estonia. It houses many fascinating tourist sites and attractions, like parks, beaches, museums, etc. The cobbled streets, vintage vibes, small shops, old churches, and traditional architecture give a unique life and identity to this charming Estonian city. During your visit, be sure to check out the Parnu Beach, Parnu mud baths, the Old Town, St. Elizabeth’s Church, etc. Don’t forget to grab Estonia travel insurance for the journey, as it is both mandatory and useful.
6
Narva
If you are chasing the historical and cultural heritage of the country and quaint off-beat vibes, consider spending a few days in Narva. With retro cafes, beautiful galleries, major museums, and neo-classical and baroque architecture, Narva has made a name for itself on the list of Estonia tourism. When visiting this city, do check out the Narva Castle, Narva Museum, Lenin Statue, Narva Friendship Bridge, WW2 Memorial, etc.
Things To Do in Estonia
Looking for fun and memorable experiences in Estonia? Here are some activities you can consider for the trip;
1
Check out the Underwater Prison
If you keep an interest in history, then you will love this tourist attraction in Estonia. Located in Ruumu, this abandoned underwater prison belonged to the Soviets and is now a renowned site for adventure underwater diving.
2
Catch a glimpse of Estonia’s “Eiffel Tower”
Be ready to get stunned when seeing the Estonian version of the Eiffel Tower created by Jaan Alliksoo, located in Reigi.
3
Visit the famous Turisalu Cliff
Want to witness breathtaking panoramic views and click memorable photographs? Visit the renowned Turisalu Cliff in Estonia.
4
Go on an Estonia food tour
For the gastronomical delight of a lifetime, foodies should go on a food tour during their Estonia visit.
5
Witness remarkable views at Ruhnu Lighthouse
There are many lighthouses in Estonia, but the Ruhnu Lighthouse has made a great name for itself, thanks to the jaw-dropping views of the surroundings that it offers.
6
Go for wildlife observation in Estonia
If you are a nature lover and keep an interest in wildlife, be sure to go on a thrilling wildlife safari in Estonia. Among the many animals living in Estonia, the brown bears are really a treat to the eyes.
Money Saving Tips
Estonia is one of Europe’s most affordable tourist destinations, and here are some tips that can help you save some more money during the trip;
1
Find cheap accommodations
You can easily find cheap accommodations in Estonia if you keep your expectations limited. Ditch expensive hotels and resorts and stick to more affordable options like cheaper hotels, hostels, bed and breakfasts, Airbnbs, etc.
2
Use public transport
The public transportation in Estonia, especially in the major tourist-focused cities, is quite reliable and cheap. You can use it to explore different parts of the city and nearby locations without any hassle.
3
Eat like a local
The local eateries and small cafes in Estonia serve delicious food for a low cost. So, no need to visit a posh restaurant every time to grab lunch or dinner.
4
Travel during off-peak season
If you plan to travel to Estonia during off-peak season, you can get impressive discounts on hotels, flights, local tours, restaurant reservations, etc.
5
Invest in travel insurance
Dealing with an unfortunate medical or non-medical event during the trip can be both financially and mentally straining. So, invest in Estonia travel insurance to keep such events covered and your budget secured.
6
Utilise free experiences
There are tons of free tourism-related experiences you can make use of during your Estonia trip, like visiting the free tourist attractions, exploring the city on foot, hiking adventures, joining a free walking tour of the city, etc.
List of Well-Known Indian Restaurants in Estonia
For your sudden Indian food cravings in Estonia, you can visit these restaurants;
| Restaurant Name | Must-Try Dishes | Address |
| Chakra | Crispy Lamb Samosa, Tandoori Roasted Lamb Chops, Chakras Special Biryani, etc. | Bremen Kaeik 1 Uus 19, Tallinn 10123 Estonia |
| Little India | Butter Chicken, Little India Sizzler, Mutton Do Pyaza, etc. | A. H. Tammsaare tee 104a, 12913 Tallinn |
| Maharaja | Naan, Masala Paratha, Lamb Rogan Josh, etc. | Harju 7, Tallinn, Estonia |
| Matka Restaurant | Chicken Tikka Salad, Garlic Naan, Pahadi Chicken, etc. | Narva mnt 2, 10117 Tallinn, Estonia |
Local Law And Etiquette In Estonia
For your safety and better tourism experience in Estonia, learning about the local laws and etiquette is important. Here are some pointers that you need to keep in mind;
1. There are strict rules against driving under the influence in Estonia and if found guilty, the offender has to face significant fines and imprisonment.
2. The use, possession and trafficking of drugs are illegal in Estonia. Even possession of a small amount of illegal drugs can land you in jail for around 10 years.
3. If want to click pictures of a private property or a random individual, make sure to get permission from them first. Avoid clicking pictures of government, military, and police buildings and officials.
4. Estonians value punctuality a lot, so try to be on time when going to meetings or social gatherings.
5. Dress modestly and respect others by interacting with them politely and with a smile on your face.
6. Have some respect for personal space when talking to someone in Estonia. Also, avoid talking about sensitive topics with someone, especially if they are a stranger.
7. Sharing meals is a part of the local culture and is a key aspect of Estonia’s hospitality.
Estonia-based Indian Embassy
Here are the details of the Indian embassy in Estonia;
| Estonia-based Indian Embassy | Working Hours | Address |
| Embassy of India | 9 AM to 5:30 PM | Tallinn, Estonia, 5th Floor, 5, Tornimae Street, Tallinn 10145 |
International Travel Insurance for Most Visited Countries
Take your pick from the options below, so you can be better prepared for your trip to a foreign country
International travel insurance makes flight delays, loss of baggage and other journey-related inconveniences less bothersome.
Frequently Asked Questions
1. Is travel insurance mandatory for getting an Estonian tourist visa?
Yes. One of the mandatory requirements for applying for a Schengen Visa to Estonia is to have valid travel medical insurance.
2. What type of Estonia travel insurance should I purchase?
You should purchase Estonia travel insurance that fits the coverage needs of your trip. For example, if you are travelling with your family, consider investing in family travel insurance for Estonia. Similarly, there is Estonia travel insurance for students, senior citizens, frequent flyers, and individual travellers.
3. Does Estonia travel insurance cover flight delays?
Yes. On top of medical emergencies, the Estonia travel insurance does cover flight delays alongside several other journey and baggage-related hassles.
4. Can I buy Estonia travel insurance only for the course of the trip?
Yes. You can purchase Estonia travel insurance for the course of the trip. For instance, if you are planning a 7-day trip to Estonia, you can buy a 7-day Estonia travel insurance plan by selecting the travel and return dates on the purchase screen.
5. Which is the best Estonia travel insurance from India?
The best Estonia travel insurance from India is the policy that offers the ideal coverage within your budget and comes with useful features and benefits. HDFC ERGO offers a wide range of international travel insurance plans that you can check out.
6. Can I buy Estonia travel insurance from India online?
Yes. You can easily buy Estonia travel insurance from India online as well as offline.
7. What is the minimum travel insurance coverage required to travel to Estonia?
The minimum travel health insurance coverage required for travelling to Estonia is €30,000 in medical expenses.
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